FEMA On the Loose with the Help of WTHC

In a recent message from Frank McMeen, the President of West Tennessee Healthcare, his suggestion that when Madison County is declared a Disaster area that this opportunity to “remove from” the pockets of others money to ease your suffering is only a step away.

“In the near future, we expect that Madison County will be declared a Disaster Area by President Obama. Attached you will find information for assistance from FEMA/TEMA. Local Disaster Recovery Services (DRS) funds will follow after FEMA/TEMA as “last dollar” assistance. To receive local DRS funds, you must register with FEMA.” A PDF document was attached and stated: Federal Aid Programs For Tennessee Disaster Recovery

Release Date: May 4, 2010

Release Number: HQ-I 0-092Factsheet

More Information on Tennessee Severe Storms, Flooding, Straight-Line Winds, and Tornadoes

Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Obama’s major disaster declaration issued for Tennessee.

Assistance for Affected Individuals and Families Can Include as Required:

  • Rental payments for temporary housing for those whose homes are unlivable. Initial assistance may be provided for up to three months for homeowners and at least one month for renters. Assistance may be extended if requested after the initial period based on a review of individual applicant requirements. (Source: FEMA funded and administered. )
  • Grants for home repairs and replacement of essential household items not covered by insurance to make damaged dwellings safe, sanitary and functional. (Source: FEMA funded and administered.)
  • Grants to replace personal property and help meet medical, dental, funeral, transportation and other serious disaster-related needs not covered by insurance or other federal, state and charitable aid programs. (Source: FEMA funded at 75 percent of total eligible costs; 25 percent funded by the state.)
  • Unemployment payments up to 26 weeks for workers who temporarily lost jobs because ofthe disaster and who do not qualifY for state benefits, such as self-employed individuals. (Source: FEMA funded; state administered.)
  • Low-interest loans to cover residential losses not fully compensated by insurance. Loans available up to $200,000 for primary residence; $40,000 for personal property, including renter losses. Loans available up to $2 million for business property losses not fully compensated by insurance. (Source: U.S. Small Business Administration.)
  • Loans up to $2 million for small businesses, small agricultural cooperatives and most private, non-profit organizations of all sizes that have suffered disaster-related cash flow problems and need funds for working capital to recover from the disaster’s adverse economic impact. This loan in combination with a property loss loan cannot exceed a total of$2 million. (Source: U.S. Small Business Administration. )
  • Loans up to $500,000 for farmers, ranchers and aquaculture operators to cover production and property losses, excluding primary residence. (Source: Farm Service Agency, U.S. Dept. of Agriculture.)
  • Other relief programs: Crisis counseling for those traumatized by the disaster; income tax assistance for filing casualty losses; advisory assistance for legal, veterans benefits and social security matters.

How to Apply for Assistance:

Those in the counties designated for assistance to affected residents and business owners can begin the disaster application process by registering online at http://www.DisasterAssistance.gov or by calling 1-800-621-FEMA (3362) or 1-800-462-7585 (TTY) for the hearing and speech impaired. The toll-free telephone numbers are available from 7 a.m. to 10 p.m. (local time). Applicants registering for aid should be prepared to provide basic information about themselves (name, permanent address, phone number), insurance coverage and any other information to help substantiate losses.

FEMA’s mission is to support our citizens and first responders to ensure that as a nation we work together to build, sustain, and improve our capability to prepare for, protect against, respond to, recover from, and mitigate all hazards.

It appears that West Tennessee Health Care is sanctioning the use of federal funds to alleviate the financial misjudgments and responsibilities of individuals as well as our own local government. I certainly could not support that action from anyone but especially government sanctioned entity such as WTHC.

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